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Dan De Felippi, who was convicted of credit card fraud and ID theft in 2004, says simply this: You can't be too careful.

De Felippi, 29, mostly made fake credit cards with real credit card information he bought online.

But what would a real identity thief tell you if he had the chance?

If a deal is way too good to be true, it's probably a scam and they just want your information.

The more information a website asks for, the more you need to be certain that this is information they really need and it's a legitimate site.

Come to this site and update your information or your account will be closed." I did something similar with Pay Pal.

I sent an e-mail that said, "Someone has accessed your account. Please click here to access your account." We'd link them to a fake website and they'd give us their Pay Pal login information.

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